Protect Your Family’s Future with the Right Life Insurance Policy.

Affordable, tailored life insurance coverage designed to give you peace of mind.

Our Mission

At S&V Insurance Group, we believe in protecting what matters most—your family, your business, and your future. Our mission is to provide personalized life and business insurance solutions that offer financial security, peace of mind, and long-term stability.

Whether you’re safeguarding your loved ones with a tailored life insurance plan or protecting your business from unexpected risks, we are committed to delivering expert guidance, reliable coverage, and exceptional service. With integrity at our core and your best interests in mind, we make insurance simple, effective, and accessible—so you can focus on what truly matters.

Personal Insurance Coverage

Term Life

Term Life Insurance is a straightforward and affordable type of life insurance that provides coverage for a specific period, such as 10, 20, or 30 years. If the insured passes away during the term, a tax-free death benefit is paid to the beneficiaries.

Whole Life

Whole Life Insurance is a permanent life insurance policy that provides lifelong coverage and includes a cash value component that grows over time. It guarantees a fixed death benefit for beneficiaries and has level premiums that never increase

Indexed Universal Life

Indexed Universal Life (IUL) Insurance is a permanent life insurance policy that provides both a death benefit and a cash value component that grows based on the performance of a stock market index (e.g., S&P 500). Unlike traditional investments, it offers downside protection, meaning your cash value won’t decrease due to market losses.

Business Insurance Coverage

Commercial General Liability

Protects businesses against claims of bodily injury, property damage, and personal injury (like slander or libel). This is one of the most essential policies for businesses of all sizes.

Commercial Property Insurance

Covers buildings, equipment, inventory, and other physical assets against risks like fire, theft, and natural disasters.

Business Owners Policy (BOP)

A package that combines general liability and commercial property insurance, often at a lower cost than purchasing separately. It’s ideal for small to medium-sized businesses.

Workers’ Compensation Insurance

Covers medical expenses and lost wages for employees who are injured on the job. Required in most states for businesses with employees.

Commercial Auto Insurance

Covers vehicles used for business purposes, protecting against liability and physical damage. Required for businesses with company-owned vehicles.

Professional Liability Insurance – (E&O)

Protects professionals (consultants, accountants, insurance agents, etc.) from claims of negligence, mistakes, or failure to deliver promised services.

Cyber Liability Insurance

Covers financial losses due to data breaches, cyberattacks, and legal claims related to compromised customer data. Essential for businesses that store sensitive information online.

Employment Practices Liability Insurance – (EPLI)

Protects businesses from lawsuits related to wrongful termination, discrimination, harassment, and other employment-related issues.

Commercial Umbrella Insurance

Provides additional coverage beyond the limits of general liability, commercial auto, or other policies, offering extra protection against large claims.

Product Liability Insurance

Protects businesses against claims related to defective or harmful products that cause injury or damage. Crucial for manufacturers, retailers, and distributors.